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Five Tips For Car Loans With Less-than-perfect Credit

If you have been rejected for a car loan because of your credit score, don’t despair. You can get approved for a loan even if you have less-than-perfect or bad credit, but you may need to take a few steps to do so.
Lenders see a credit score below about 620 as a risk, putting you […]

Smart Options To Reduce Bills On Your Credit Cards

Using credit cards is a necessary part of everyday life.  Without them, some things would be difficult or downright impossible to obtain, and with the ever-growing presence of internet shopping, travel, insurance and numerous online products, having credit cards is essential.
Unfortunately, our little pieces of plastic are a virtual payment method, and we often overspend […]

Refinance After Bankruptcy - How Does Your Bankruptcy Affect Home Mortgage Refinancing?

There are a few basic concepts one should know when looking into refinancing a mortgage after a bankruptcy. Most importantly, you need to know the two different types of personal bankruptcy that you can declare.
Chapter 7 Bankruptcy, often called “straight bankruptcy”, is an attempt for someone financially overextended to liquidate most of their assets to […]

0 Apr Credit Cards - Ok, What’s The Catch?

If you’re looking into getting zero APR credit cards for balance transfers, read on to see how it works — and learn what the catch is!

Avoiding A Downpayment With 80/20 Mortgages

How does one go about getting a bad credit mortgage loan no down payment home mortgage for themselves? Is it even possible? And, are 80 20 mortgage loans for bad credit a viable option? How about those piggyback morgages you hear so much about?

Read on, and learn exactly what the piggyback morgages are — and if they’re right for you. Discover the true reason the 80 20 mortgage loans for bad credit were created!

Budgeting Debt Repayment

The Dollar Stretcher
by Gary Foreman
Dear Dollar Stretcher,
They say rent should be a third of your salary, or something like that. How much should be allocated to credit card debt if you made the mistake of getting into debt?  If I paid each credit card a little bit, I’d still owe about $400 a month.  What […]

4 Things the Best Balance Transfer Credit Cards Have in Common

Anyone who has ever dealt with balance transfer credit cards knows that some of them tend to outshine the others.  In fact, the difference between one balance transfer credit card and another can be like the difference between night and day.
So how do you determine which balance transfer credit cards are the good ones and […]

One Simple Strategy Raises Credit Score 120 Points

Do you or someone you know suffer from bad credit? If you are serious about fixing your bad credit, don’t put it off. Discover credit repair secrets, tips & strategies. Insider tips to raise your credit score…

In Debt? You Can Do Something About It!

Are you drowning in debt? Struggling to make it? Here are some easy lessons to help you dig out of that debt…

Could Son’s Overdrafts Cause Her Problems?

Overdraft protection for bad checks: good idea? And, what if your name is on a joint checking account — and the other person keeps writing back checks? Here’s what you need to know…


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