
Using credit cards is a necessary part of everyday life. Without them, some things would be difficult or downright impossible to obtain, and with the ever-growing presence of internet shopping, travel, insurance and numerous online products, having credit cards is essential.
Unfortunately, our little pieces of plastic are a virtual payment method, and we often overspend […]
Many people find shopping to be leisure. I have to admit that when I find myself depressed, shopping releases all of my tension and stress and I feel good deep inside. There may be many of us who are shopaholics and could not resist a good buy especially a good bargain.
Being a savvy shopper is […]
The Dollar Stretcher
by Gary Foreman
Dear Dollar Stretcher,
They say rent should be a third of your salary, or something like that. How much should be allocated to credit card debt if you made the mistake of getting into debt? If I paid each credit card a little bit, I’d still owe about $400 a month. What […]
Here are 6 more tips for saving your money wisely. More information on saving for the future - Part 2. Enjoy!
Imagine that your credit card tripled interest rate because of 1 late payment! Sadly, it happens. Maybe you’ve even received the dreaded late credit card payment rate change letter. You’ve committed the ultimate: the credit card late payment crime.
But, did you know a credit card issuer can actually raise your rate at *any* time (not necessarily as a result of a late payment)? Discover what Citibank is doing about it — and how other credit card issuers may follow suit. This is good news for credit card consumers who want to avoid the credit card late payment crime!
(You’ll learn how you can avoid a payment rate change due to a late credit card payment as well.)
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Fixed rate credit cards for life: do they exist? Find out why fixed rate for life balance transfer credit cards may not be all they’re cracked up to be…
Your credit will affect every aspect of your life. You’ll want to know about these three strategies for using your credit wisely!
Dealing with credit card debt is not nearly as hard as you may think…
The interest-only mortgage is quickly becoming one of the easy ways to pay off credit card debt. But, is this really a good idea? Read on, and decide for yourself…